Safe to spend today
See a safe-to-spend number and open the breakdown behind it.
Sterling Plan Studio
Visit the Etsy shop
A gentler way to meet your money
Meet the Ultimate ADHD Budget Planner: a browser app for seeing what is safe to spend, keeping bills in view, and making room for your goals.
A clear next step, whenever you are ready.
Small steps. A clearer picture.
See a safe-to-spend number and open the breakdown behind it.
Keep upcoming bills and pay dates in view as you plan the pay period.
Compare payoff orders and view your schedule month by month.
Track your goals and choose whether goal money stays out of safe-to-spend.
Your money stays yours
No bank login or account. Your data stays in this browser on this device unless you turn on optional encrypted sync.
Start with a little clarity
Try the free demo, then visit Etsy when you are ready for the full app.